Bangkok · Thailand · Est. 2011
Financial Clarity
for Life After 40
Practical, calm programs that help you read the financial world with greater confidence — whether you manage rental properties, navigate health costs, or simply want to understand the news more clearly.
Our Programs
Three Programs, One Purpose
Each program is designed for adults who want to make considered financial decisions — not rushed ones. We work in small groups so every participant has space to ask questions.
Financial News Reading Course
Learn to read market reports and financial articles with discernment — identifying bias, separating useful signal from background noise, and interpreting data at your own pace.
- Understanding market language
- Identifying media bias in reports
- 2 half-day sessions
Rental Income Management
A grounded program for current and aspiring landlords. Covers pricing strategy, tax obligations, maintenance reserves, and the finer points of tenant screening in the Thai market.
- Thai rental tax obligations
- Maintenance reserve planning
- 3 sessions over two weeks
Chronic Illness Financial Adaptation
A sensitive and supportive program for those adjusting financial plans around long-term health conditions. Covers treatment cost management, insurance, and lifestyle budgeting.
- Treatment cost forecasting
- Insurance policy review
- 6 sessions over one month
Why Thiwa Sombat
An Approach Built for Your Life Stage
We teach the way adults actually learn — through discussion, real examples, and enough time to ask the questions that matter.
Designed for 40+
Content and pace calibrated for adults who have existing responsibilities, some financial history, and no patience for oversimplification.
Small, Focused Groups
Sessions are capped at 8 participants so every person gets attention, can ask freely, and learns alongside peers at a similar stage.
Grounded in Thai Context
Tax rules, property law, insurance products, and news sources discussed are all specific to Thailand — not generic Western frameworks.
Sensitive to Health Realities
Our chronic illness program was built with empathy at its centre — financial adjustment is never one-size-fits-all when health is involved.
Experienced Educators
Our facilitators bring both financial credentials and classroom experience — clarity and expertise together, without condescension.
Manageable Schedules
Programs are designed to fit around work and life — no month-long commitments for introductory topics, no overwhelming homework.
Take the First Step
Ready to Approach Your Finances with Calm and Clarity?
We welcome enquiries at any stage — whether you know exactly which program suits you, or you'd simply like to have a quiet conversation about where to begin.
Common Questions
Things People Often Ask
Visit Us
Our Location in Ari, Bangkok
46 Ari Soi 1, Phaya Thai, Bangkok 10400 — near Ari BTS Station
Get in Touch
We'd Be Happy to Hear from You
Whether you have a question, want to learn more about a specific program, or simply want to talk through your situation — please reach out.
Contact Details
Phone
+66 2 617 4298Address
46 Ari Soi 1, Phaya Thai
Bangkok 10400, Thailand
Office Hours
Monday – Friday: 9:00 AM – 6:00 PM
Saturday: 9:00 AM – 1:00 PM
Sunday & public holidays: closed